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The financial services firm is rolling out biometric technologies that will allow European consumers to authenticate their identity without a password, but with a selfie, in order to provide customers with a more convenient method to sign in and a faster checkout process. Security firms view the development as another sign of the mainstream availability of biometric authentication, comparing it to the introduction of TouchID fingerprint authentication technology in the iPhone.
Javvad Malik, security advocate at enterprise security tools firm AlienVault, said that "selfie pay" is seemingly an attempt to bridge the gap between a fully authenticated method, such as chip and PIN – and unauthenticated payments methods such as contactless.
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Mastercard Will Roll Out Pay-by-Selfie Across Europe
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The Fine Print: The following comments are owned by whoever posted them. We are not responsible for them in any way.
Fascinating is a word I use for the unexpected.
-- Spock, "The Squire of Gothos", stardate 2124.5
(Score: 0) by Anonymous Coward on Thursday October 06 2016, @12:20AM
Forget about the middle steps. How does MasterCard prevent me from pointing my camera at you and logging into your account? While you're blinking at your camera you're also blinking at my camera. I guess you'd get a notification of a new sign-in from a new device, but that's after the fact.
(Score: 3, Interesting) by Francis on Thursday October 06 2016, @12:53AM
The relevant question here ought to be whether or not this is more secure than the current system. Nobody has invented a method of verification that is completely impossible to crack, it's just that some are easier than others. Showing up in person is generally quite reliable, except in cases where you've got an identical twin or they can find somebody that looks and sounds like you that they can train to act and think like you as well.
Obviously, that's incredibly unlikely, but it's technically possible. I'm sure there's even folks that share fingerprints, especially given that fingerprint scanners usually don't attempt to match absolutely every aspect of the fingerprint in the first place.
OTOH, selfies are a particularly bad idea as you've got to store that biometric data somewhere and it has to be accurate enough to just let the right person in, but inaccurate enough that if you've got more stubble than usual you can still get in.
(Score: 2) by bob_super on Thursday October 06 2016, @01:02AM
This completely fools me because my usual $5 wrench technique leaves people only able to blink with the remaining eye...
(Score: 3, Funny) by Bogsnoticus on Thursday October 06 2016, @02:58AM
Thats why you go to the backup plan of introducing their fingernails to a pair of pliers.
Or knuckles to a ball-peen hammer.
Or testicles to a couple of bricks.
No, I'm not a member of any 4 letter security service. Just someone who has worked out ways to stop users fucking with my printers.
Genius by birth. Evil by choice.
(Score: 0) by Anonymous Coward on Thursday October 06 2016, @04:49AM
Yeah. You sound experienced.
Which 3 letter agency do you work for?
(Score: 0) by Anonymous Coward on Thursday October 06 2016, @06:21AM
Sounds to me like he works for FUN.
(Score: 2) by maxwell demon on Thursday October 06 2016, @07:28AM
Fucking Unshowered Nerds?
The Tao of math: The numbers you can count are not the real numbers.
(Score: 2) by Bogsnoticus on Thursday October 06 2016, @06:41AM
I'm not employed by any 3, or 4 letter agency to do any of these things.
I volunteer.
Damn, now I've said too much. Kindly put on this canvas jacket, yes the one that allows you to hug yourself, while I set up the DVR to endlessly stream all things Kardashian for your viewing pleasure.
Genius by birth. Evil by choice.
(Score: 2) by DECbot on Thursday October 06 2016, @01:44PM
My Austrian and German colleagues call it the no smoking jacket.
cats~$ sudo chown -R us /home/base
(Score: 3, Funny) by driverless on Thursday October 06 2016, @08:16AM
Thats why you go to the backup plan of introducing their fingernails to a pair of pliers.
Or a coupla hard pipe-hittin' niggas and a blowtorch, and let them get medieval on his ass.