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Arthur T Knackerbracket has found the following story:

Nauto currently produces a $400 aftermarket camera- and sensor-equipped device that attaches to a car's windshield to analyze driver behavior. According to Reuters, the device is part-dash cam—snapping footage and tagging "events" like accidents—and part-driver monitor—detecting possible driver distraction in the car like drinking or texting. Nauto then collects and anonymizes this information to draw conclusions about driver habits, intersections, and congestion in certain areas.

The company, which was founded just last year, has so far geared its product toward managers of commercial and passenger fleets who want more information about their drivers and the routes they take.

But the partnership with Allianz Ventures is particularly interesting because better and cheaper tech, as well as autonomy in vehicles, both have the potential to change the insurance industry. As dash cams and driver monitoring systems like Nauto's become less expensive, insurance companies can use that footage to assess driver behavior and tailor their rates accordingly. But with the advent of the fully self-driving car, who pays for insurance becomes a different question.

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