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posted by on Wednesday November 30 2016, @08:57AM   Printer-friendly
from the look-before-you-slide dept.

Arthur T Knackerbracket has found the following story:

KrebsOnSecurity gives us a look at credit card skimmers from a side we may not have seen before, skimmer salespeople showing exactly how to install them.

Traditional ATM skimmers are fraud devices made to be placed over top of the cash machine's card acceptance slot, usually secured to the ATM with glue or double-sided tape. Increasingly, however, more financial institutions are turning to technologies that can detect when something has been affixed to the ATM. As a result, more fraudsters are selling and using insert skimming devices — which are completely hidden from view once inserted into an ATM.

The fraudster demonstrating his insert skimmer in the short video above spends the first half of the demo showing how a regular bank card can freely move in and out of the card acceptance slot while the insert skimmer is nestled inside. Toward the end of the video, the scammer retrieves the insert skimmer using what appears to be a rather crude, handmade tool thin enough to fit inside a wallet.

A sales video produced by yet another miscreant in the cybercrime underground shows an insert skimmer being installed and removed from a motorized card acceptance slot that has been fully removed from an ATM so that the fraud device can be seen even while it is inserted.

-- submitted from IRC


Original Submission

 
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  • (Score: 0) by Anonymous Coward on Wednesday November 30 2016, @02:25PM

    by Anonymous Coward on Wednesday November 30 2016, @02:25PM (#434909)

    I was issued a chip card by my credit union a few weeks back. My regular card doesn't expire until next year, and I've been putting off activating the new one. The few times I've done chip transactions, it was more like a 1-2 minute wait (yes, 120 whole seconds). I've started seeing stores that had been doing chip block the slot probably for that exact reason. I could write a check faster than these things go.

  • (Score: 3, Informative) by rob_on_earth on Wednesday November 30 2016, @03:57PM

    by rob_on_earth (5485) on Wednesday November 30 2016, @03:57PM (#434953) Homepage

    or more importantly "they are doing it wrong". chip and Pin in the UK is for the most part instant. I agree that some places cashiers have to hit a button to authorize the transaction but that is rare and only takes a few extra seconds if they are paying attention.

  • (Score: 2) by dlb on Wednesday November 30 2016, @04:37PM

    by dlb (4790) on Wednesday November 30 2016, @04:37PM (#434983)
    Talk to your bank/C.U. and let them know. There might be a fixable reason for the delay. I exclusively use the chip when I can for both debit and credit card use, and I've never noticed a longer wait time.
    • (Score: 0) by Anonymous Coward on Wednesday November 30 2016, @05:34PM

      by Anonymous Coward on Wednesday November 30 2016, @05:34PM (#435014)

      Was issued chip cards over the summer and have used them at a few stores. This is in NE USA, many merchants have not changed to new equipment yet for whatever reason (could be cost). Every time I've used the chip the response time has been longer than a swipe. A couple of times I took the card out too soon--it's an extra step to wait and watch for the "safe to remove your card" message. Compare to swiping and putting the card back in wallet, and then moving to collect the items purchased.

    • (Score: 1, Insightful) by Anonymous Coward on Wednesday November 30 2016, @07:37PM

      by Anonymous Coward on Wednesday November 30 2016, @07:37PM (#435077)

      yeah right. these dumb fuckers use dial up and ancient piece of shit pos systems.

      • (Score: 2) by edIII on Thursday December 01 2016, @12:59AM

        by edIII (791) on Thursday December 01 2016, @12:59AM (#435226)

        Nope, still doesn't explain it. One of those ancient fuckers happens to be the nice man providing me Thai Food, and the only delay is when a family member is using the phone. Otherwise, I've noticed it can take maybe upwards of 10 seconds. It's faster than I would've suspected, being old enough to have used 2400 baud modems. Seriously, his payment processing is very fast.

        Contrast that with the chip reader, and in some places it takes 30 seconds at least. I can see the equipment and tell the difference between a RJ-11 and RJ-45, so it's using Internet. Even at the ATMS it's made me wait 15 seconds while "activating the anti-fuckery features of your card now... please wait".

        The older dial-up and POS systems are running faster than the new systems. At least in my experience running around town.

        --
        Technically, lunchtime is at any moment. It's just a wave function.
        • (Score: 1) by purple_cobra on Thursday December 01 2016, @01:53PM

          by purple_cobra (1435) on Thursday December 01 2016, @01:53PM (#435420)

          Early adoption problem? Chip and PIN has been the norm in the UK for a long time now and as stated by other posters, there's no delay at all: stick card in reader, tap in code, wait a second or two and it's all authorised. They use some ancient dial-up - you can actually hear the modem! - system in a nearby corner shop but that still only takes around 20 seconds, if that.

          The systems you're describing sound awfully like the one I had to use back in 1998 while working a shitty job in a shitty firm owned by a cheap bastard. Poor customers are stood there with disbelieving looks on their faces while I'm apologising for not having something made this century to read their credit card.