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World-wide, credit card fraud and other scams cost the public billions of dollars. While credit card fraud is the clear leader in sheer volume of money lost, "regular scams" still result in a significant amount of money being lost each year. Globally, credit card fraud resulted in losses of US$21.84 billion in 2015. The so-called "Nigerian scam", usually perpetrated via email, totalled US$12.7 billion in 2013. Overall losses are likely to be much larger however, as many scams go unreported.
While scams that come in over email are increasingly being picked up by spam filters, around 45% of scams in Australia (and likely other countries) are by phone and text message.
Email spam filters are using machine learning techniques to get better at identifying the wide range of scams that can arrive in inboxes. This is by far the most effective way of dealing with scams, as the average member of the public has been shown to be remarkably susceptible. However, very little has been done about phone and text scams. This is surprising given scammers have quite brazenly stuck to using the same number or area codes over significant periods of time.
[...] Google and Apple should, however, be able to do more independently of these agencies. With the advent of machine learning techniques being used to analyse emails, it will be also possible to apply the same technology to phone calls.
[...] The list of other scam types is fairly consistent, and so is identifiable by software interpreting the conversation in real time. Governments should apply pressure on companies like Apple and Google to tackle this problem. Until then however, it is worth using one of the third party apps (like: TrueCaller, Hiya ) to ward off scams.
Do you have suggestions on how these scams could be stopped ?
(Score: 2) by EvilSS on Monday June 26 2017, @07:07PM (6 children)
(Score: 0) by Anonymous Coward on Monday June 26 2017, @07:33PM (2 children)
The trouble is you could very easily kill Rachel from card services, except your dick is tricking you into thinking maybe if you kept her alive, you might have a chance of fucking her. And that's the problem. The solution is obvious. Cut your fucking dick off, because your dick is making you act irrationally.
(Score: 0) by Anonymous Coward on Monday June 26 2017, @07:50PM (1 child)
Wait, how do you kill her with your dick? Is this like an immediate stab wound, or a slow disease kind of death?
(Score: 0) by Anonymous Coward on Monday June 26 2017, @08:18PM
Choke on my cock!
(Score: 0) by Anonymous Coward on Monday June 26 2017, @07:36PM (1 child)
That's an excellent variation on what I've been saying for several years now, with regards to passing laws and creating protocols that are supposed to protect us from terrorism: How can we expect to be protected from terrorism if our country can't even protect us from robocalls?
(Score: 1) by nitehawk214 on Monday June 26 2017, @07:52PM
Obviously robocalls are terrorism. The government is powerless to completely stop either.
But I wouldn't mind if the government carpet bombed the telemarketers.
"Don't you ever miss the days when you used to be nostalgic?" -Loiosh
(Score: 0) by Anonymous Coward on Monday June 26 2017, @07:53PM
Damn Rachel from card-holder services!