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from the easier-than-physically-stealing-it dept.
Submitted via IRC for chromas
Junk mail helps woman discover her home had been stolen
Rohina Husseini had no idea someone could steal a house, but the first small clue that the home she owned for nearly a decade was no longer hers was a piece of junk mail that most of us ignore.
The Springfield mother said she initially tossed the mortgage refinancing offers that began arriving over the summer in the trash, but one detail bugged her: The letters were addressed to another woman. Curious, Husseini said she finally opened one.
"You bought a new house, congratulations," read the letter addressed to Masooda Persia Hashimi.
"I was like, 'Wow, this doesn't seem right,' " Husseini said. "I don't know this person at all. She never lived in my house even before (I moved in)."
In the frantic hours that followed, Husseini discovered the total stranger was now the legal owner of the brick Colonial worth about $525,000 that forms the center of her life with her husband and daughter.
Husseini, who owns a home health-care business, was the victim of a lesser-known crime alternately called house stealing or deed theft that has seen an uptick in some areas in recent years. Scammers gain control of a deed to a home and then attempt to resell the property or to open a line of credit on it.
The results can be disastrous. Unsuspecting homeowners can be foreclosed upon or even find strangers living in an unoccupied property or vacation home that has been sold out from under them.
(Score: 2) by noneof_theabove on Friday December 13 2019, @03:03PM (5 children)
although some banks do mortgages.
Example:
My aunt that I live with recently broke her lower left leg when she fell [83 and early alz] in garage getting int the car.
She is in a wheel chair, with "No Pressure" on the leg for at least 1-2 months and could be worse.
Went to our local Wells Fargo to get PoA papers so I can manage her money [part of early alz is poor money management].
They gave me papers to my account with my sister but NOT my aunt.
ONLY the account holder can get anything.
I will have to get my sister to stop her work and go to the bank with me to set her up.
BUT my aunt will need a $126/day [already had to do this] van with handicap ramp, because she has to be there in person.
So all mortgage whether with you personal bank or a separate company needs so better "proof of being you".
Part of that really good password [ Th!s1smyh0usesoff0kcuF,,!,, ], phone call back to number on record, alternate person/phone contact on file in case you lose your phone.
That is just 2 for starters.
(Score: 5, Funny) by Anonymous Coward on Friday December 13 2019, @03:32PM (2 children)
It was difficult to follow but it sounds like you are trying to steal your disabled aunt's house?
(Score: 0, Troll) by Anonymous Coward on Friday December 13 2019, @04:30PM
Indeed. noneof_theabove should probably try resubmitting this once they have learned proper English. First work on the spelling and grammar. Then work on syntax, etc.
(Score: 0) by Anonymous Coward on Friday December 13 2019, @07:22PM
It sounds like you used to write for Microsoft's Clippy. You just missed adding "Can I help you with that?"
(Score: 2) by HiThere on Friday December 13 2019, @04:59PM (1 child)
Not sure where you live, but it sounds like the paper you need is "power of attorney", which needs a notary to approve. Some notaries make house calls.
Javascript is what you use to allow unknown third parties to run software you have no idea about on your computer.
(Score: 1, Informative) by Anonymous Coward on Friday December 13 2019, @09:51PM
Yeah, fuck dealing with the bank. Call a lawyer, get a Durable Power of Attorney (if it isn't too late, or else a guardianship/conservatorship), then show it to the bank. That way the Aunt doesn't even need to go to the bank and you don't have to deal with some uninformed wage slave with no power to change anything.