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posted by Fnord666 on Friday December 13 2019, @06:10AM   Printer-friendly
from the easier-than-physically-stealing-it dept.

Submitted via IRC for chromas

Junk mail helps woman discover her home had been stolen

Rohina Husseini had no idea someone could steal a house, but the first small clue that the home she owned for nearly a decade was no longer hers was a piece of junk mail that most of us ignore.

The Springfield mother said she initially tossed the mortgage refinancing offers that began arriving over the summer in the trash, but one detail bugged her: The letters were addressed to another woman. Curious, Husseini said she finally opened one.

"You bought a new house, congratulations," read the letter addressed to Masooda Persia Hashimi.

"I was like, 'Wow, this doesn't seem right,' " Husseini said. "I don't know this person at all. She never lived in my house even before (I moved in)."

In the frantic hours that followed, Husseini discovered the total stranger was now the legal owner of the brick Colonial worth about $525,000 that forms the center of her life with her husband and daughter.

Husseini, who owns a home health-care business, was the victim of a lesser-known crime alternately called house stealing or deed theft that has seen an uptick in some areas in recent years. Scammers gain control of a deed to a home and then attempt to resell the property or to open a line of credit on it.

The results can be disastrous. Unsuspecting homeowners can be foreclosed upon or even find strangers living in an unoccupied property or vacation home that has been sold out from under them.


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  • (Score: 0) by Anonymous Coward on Friday December 13 2019, @08:34PM (2 children)

    by Anonymous Coward on Friday December 13 2019, @08:34PM (#931821)

    If you buy the house from the thief, title insurance will pay off your loan.

    Title insurance won't really help anybody else. Perhaps the insurance company would try to argue that the house really was owned by the thief.

  • (Score: 0) by Anonymous Coward on Friday December 13 2019, @09:40PM (1 child)

    by Anonymous Coward on Friday December 13 2019, @09:40PM (#931838)

    I'm pretty sure my title insurance covers any question of me owning my house. And that to avoid paying out a stack of money, they will possibly assist my lawsuit against the fraudsters for slander of title.

    • (Score: 0) by Anonymous Coward on Saturday December 14 2019, @03:00AM

      by Anonymous Coward on Saturday December 14 2019, @03:00AM (#931924)

      >"I'm pretty sure my title insurance covers any question of me owning my house."
      Maybe, depending on how you bought the policy. In many cases, the title insurance only protects the lender who holds your mortgage. The protection you get (unless you make other arrangements to get your own policy), is that the title company researches the ownership history of the property in an effort to avoid having to pay out.