canopic jug writes:
A few days ago, Jamie Heinemeier Hansson went public with the observation that Apple Card gives better interest rates to husbands than to wives. Several sites have since picked up the story and now it has caught the attention of the US Senate.
I care about transparency and fairness. It's why I was deeply annoyed to be told by AppleCard representatives, "It's just the algorithm," and "It's just your credit score." I have had credit in the US far longer than David. I have never had a single late payment. I do not have any debts. David and I share all financial accounts, and my very good credit score is higher than David's. I had a career and was successful prior to meeting David, and while I am now a mother of three children — a "homemaker" is what I am forced to call myself on tax returns — I am still a millionaire who contributes greatly to my household and pays off credit in full each month. But AppleCard representatives did not want to hear any of this. I was given no explanation. No way to make my case.
From Gizmodo: Now a Senator Is Investigating the Sexist Apple Card Debacle
Wyden has lately taken up the bailiwick in fighting algorithmic bias. In April, he and Senator Corey Booker introduced the Algorithmic Accountability Act, which would obligate companies to assess their decision-making systems and training data "for impacts on accuracy, fairness, bias, discrimination, privacy and security." The bill has yet to move forward.
Earlier on SN:
Maybe Don't Keep Your Apple Card in a Leather Wallet, Apple Warns (2019)
Apple Unveils... a Titanium Credit Card (2019)
It doesn't matter
Not really AC, AFAIK its because a ridiculous fraction of those killed in coal mines and ironworking and metal foundry accidents are male, and not too many of the nearly 100% female preschool teachers and strippers and real estate agents die on the job.
There is something buried deep in the decimal places after thats corrected for which STILL requires correction in that more men experiment with recreational extreme drinking or scuba cave diving whereas women have somewhat more tame hobbies like suntanning and having sex in foreign countries or scrapbooking or putting signs on the reading "live laugh love" or WTF similar "wine aunt" nonsense, which again have a slight difference in fatality rates.