from the i-bet-the-last-$10-in-my-wallet dept.
The New York Times is reporting that Sweden is getting close to eliminating cash as a method of payment:
Parishioners text tithes to their churches. Homeless street vendors carry mobile credit-card readers. Even the Abba Museum, despite being a shrine to the 1970s pop group that wrote "Money, Money, Money," considers cash so last-century that it does not accept bills and coins.
Few places are tilting toward a cashless future as quickly as Sweden, which has become hooked on the convenience of paying by app and plastic.
This tech-forward country, home to the music streaming service Spotify and the maker of the Candy Crush mobile games, has been lured by the innovations that make digital payments easier. It is also a practical matter, as many of the country's banks no longer accept or dispense cash. [...]
Bills and coins now represent just 2 percent of Sweden's economy, compared with 7.7 percent in the United States and 10 percent in the euro area.
But, as anyone with a brain can predict:
Not everyone is cheering. Sweden's embrace of electronic payments has alarmed consumer organizations and critics who warn of a rising threat to privacy and increased vulnerability to sophisticated Internet crimes. Last year, the number of electronic fraud cases surged to 140,000, more than double the amount a decade ago, according to Sweden's Ministry of Justice.
My take: With cash, identify theft and credit card fraud becomes more difficult. But more importantly, I like the anonymity of cash. It lets those of us who pay too much in taxes cheat on sales tax by buying expensive things in a tax-free state when we visit. I also like using cash to tip underpaid servers at restaurants so they don't have to report that portion of their gratuity. But there is a civil liberties element to it as well. The government has no business knowing or being able to know where I spend my money or how much I spend.
(Score: 3, Insightful) by isostatic on Sunday December 27 2015, @12:16PM
If you're paying too much tax then you'll get a rebate at the end of the year.
However it seems that the submitter is just another petty criminal stealing from his fellow countryman. Willing to take the benefits of society but not pay for them. Pathetic.
(Score: 5, Interesting) by n1 on Sunday December 27 2015, @05:21PM
Speaking as someone not resident in the US...
Tax rebates on income tax from a salaried/regular job is one part of it. The rest of the rebates, offsets and minimizing your tax liabilities depends on how good/aggressive/well connected/experienced your chosen accounting firm is.
There is no magic percentage or number in what tax is owed, people who are not in the lower tier of economic society have negotiations with the local/national tax offices, and for large organizations, they have their own personal tax contact/officer who's full time job it is to negotiate with the companies representatives to decide on what tax is due. Then you might get an external audit from a company that has plenty of vested interests and part of the revolving door between regulators, auditors and financial services vendors.
It is completely deluded to believe the tax system is so simple "you owe x, if you paid y, you'll get a rebate of z" - I don't even believe that's actually the case, even in the most simple of taxation situations. Getting some money back you put in doesn't mean you got all of the available rebates from the extremely complex, open to intepretation letter of the tax code. That said, the original commenter didn't do a great job of justifying his reservations.
There are reasonable arguments for cashless society, and it is a direction we're all headed in:
https://en.wikipedia.org/wiki/Better_Than_Cash_Alliance [wikipedia.org]
This is nearly all about tax, and tax for the little people, not for the people who make use of international financial services. Every penny you hold will be noted, where it's spent, when it's spent can all go into the big data machine, for multiple purposes too... Tax is a big one, marketing is another, insurance risk profiling is another.
A really important part of this is: Cashless society is another element to the pervasive surveillance state, and helps safeguard the fractional reserve banking system from the possibility of bank runs, when you have no option or mechanism to get your money out of the bank, you can't take your business elsewhere and you have no way to object to bail-ins or capital confiscations when a bank does need saving.
(Score: 1) by khallow on Sunday December 27 2015, @05:53PM
If you're paying too much tax
Obviously, the submitter falls in that category and believes that his waitstaff will end up paying too much in taxes, if he doesn't tip in cash.
Willing to take the benefits of society but not pay for them.
If that keeps societies from offering such things, then I'm all for it. Blatant exploitation of dumb, short sighted, and unfair public policy is the number one way to fix it.
(Score: 2, Insightful) by isostatic on Sunday December 27 2015, @06:21PM
Obviously, the submitter falls in that category and believes that his waitstaff will end up paying too much in taxes, if he doesn't tip in cash.
In society we agree that everyone should pay their fair share. We also agree what that fair share is. Feel free to organise enough people to reduce the tax burden (perhaps you could stop bombing foreign countries, and paying for other foreign country's militaries)
Now if you want to fight against. Perhaps withhold tax PUBLICALLY until Starbucks and Apple and Facebook and whoever actually pay their share, that's something I can support. Get enough support and perhaps something will happen.
(Score: 5, Insightful) by khallow on Sunday December 27 2015, @07:35PM
We also agree what that fair share is.
No, we don't. Your argument went off the rails here.
(Score: 2) by mendax on Monday December 28 2015, @12:00AM
As far as falling into that category, no comment. As far as whether the wait staff will end up paying too much in taxes, of course they will pay too much in taxes. I don't eat in places where the sever doesn't pay too much in taxes. My sisters waited tables in restaurants and I know how hard they worked, how little they made, and I have a rough idea of how much they coughed up in taxes. Keep in mind that not all taxes are income taxes.
I have no moral difficulty with the idea of doing whatever can be done within reason to avoid paying taxes so long as the public servants we elect have no moral difficulty in wasting taxpayer money.
It's really quite a simple choice: Life, Death, or Los Angeles.
(Score: 1) by aliks on Monday December 28 2015, @09:08AM
I totally agree, in the event of a dispute, the advantage should always lie with the government. Their judgment is all wise and all knowing and at the end of the year you can be sure of their verdict on your tax.
The submitter should realize that tax avoidance is theft from the government who are of the people and for the people and therefore just the same as fellow countrymen. This issue is black and white - if you take a single benefit of society you must do as told everytime everywhere.
To err is human, to comment divine
(Score: 4, Interesting) by Runaway1956 on Sunday December 27 2015, @12:20PM
There really is an upside. As a child, and even as a young man, I sometimes ran out of money, and couldn't account for where I spent it all. With everything available online, anyone, even children, can click on their account, and be reminded that they spent a dollar here, and a buck fifty there. So, THAT's where my ten dollar allowance went this week!
But, that really is the only "upside" that I can think of.
Unfortunately, I have little room to talk. I was forced into direct deposit a couple years ago. In and of itself, that's not a "bad" thing - my money is in my account each and every Friday morning, at 12:01. The "bad" part of that is, often times, I just don't go to the bank or the ATM to draw any money out. I might draw cash money out one week, and carry that cash in my pocket for two weeks of more, while paying for my purchases with the card. Big deal - I drew cash out, but I've left a plastic trail that any idiot investigator can follow. There's no need for some potential enemy, such as the government, to employ a high caliber investigator, when some dummy with an IQ of 80 can just punch up all my purchases on a screen.
"No, Sir, I don't think that Joe Brown was in Schenectady at all on Friday - he was making tourist trap purchases up and down the California coast from the previous Monday until the following Friday." (HA! Little do they know that I sent a homeless lady to California to lay a false trail for me, while I was doing the governor's wife!)
(Score: 2, Insightful) by Francis on Sunday December 27 2015, @02:14PM
Credit cards do allow that, but it's hardly a substitute for paying attention when you're spending money. If you're not aware enough of what you're doing with your money, then you're probably spending money that you don't want to on things you don't really want or you've got a crazy complicated system for getting discounts everywhere.
As far as cash goes, we've had these things called receipts for quite a while now and apart from vending machinese and the like, you can usually get a receipt without too much hassle.
Point is that while credit cards do make it easier to track money you've already spent, they don't make budgeting any easier and really make it easier to spend money you don't have or have allocated to something more important. I will always use cash for discretionary spending, even if the "use" is taking it from my pocket and placing it into an envelop to signify that I've just used my CC to buy something from my discretionary funds.
(Score: 2) by Nuke on Sunday December 27 2015, @10:16PM
There really is an upside. ... I sometimes ran out of money, and couldn't account for where I spent it all. With everything available online, anyone ...can click on their account, and be reminded that they spent a dollar here, and a buck fifty there.
Doesn't work like that. With cash, such people spend until the cash in their pocket runs out. It is not physically possible to get into debt if they pay only with cash. With credit cards however, people spend until they hit their credit limit, which to a greater or lesser degree is money they do not even have, so into debt.
Most of such people don't give a shit where the money went, only where the next money is coming from.
(Score: 3, Funny) by darkfeline on Sunday December 27 2015, @12:57PM
>With cash, identify theft and credit card fraud becomes more difficult.
I can confirm this. I had a hell of a time trying to convince a cashier that I was a twenty dollar bill.
Join the SDF Public Access UNIX System today!
(Score: 4, Insightful) by ledow on Sunday December 27 2015, @01:52PM
Equally, however, mugging me for my wallet is pretty pointless. With Chip & PIN the card is useless unless you want to drag me round town in front of ATM cameras trying PINs for you.
(Score: 2, Insightful) by Unixnut on Sunday December 27 2015, @02:19PM
Except with contactless, you don't need the persons pin. Hell, once they work out how to clone the card via RFID, they won't have to mug you at all, just be within a certain distance of you. Could be standing next to you in a queue, or on the metro/bus.
Yes, contactless is only 20 euros per transaction, but the mugger just needs to make multiple transactions less than 20 euro, and it is up to you to contact your bank fast enough before a bill is racked up, which will really depend on when you notice your card is missing.
(Score: 3, Informative) by n1 on Sunday December 27 2015, @05:38PM
Contactless transactions can now be up to £30($45) in the UK. [bbc.co.uk]
You have no option now, as far as I know, to get a debit card without contactless in the UK. The last credit card i got automatically enabled it after the first chip-n-pin transaction.
(Score: 2) by Nuke on Sunday December 27 2015, @10:55PM
Yes, contactless is only 20 euros per transaction, but the mugger just needs to make multiple transactions less than 20 euro,
The mugger does not even need to do that. Most muggers would be pleased with the first 20 euros alone (actually more like 40 in the UK). Then if you stopped the card they can mug some other people until you get your new card and they can mug you again.
My point being the irony that in the UK credit cards were hyped as being the thing to make mugging a thing of the past, back when the banks were trying to get everyone to use them and the news frequently featured cases of old ladies being beaten up in the street for the sake of sums like two pounds and 50 pence. Now we are turning full circle back to that situation. 20 (or 40) euros is well worth the attention of muggers.
(Score: 2) by darkfeline on Sunday December 27 2015, @03:05PM
http://lmgtfy.com/?q=chip+pin+hack [lmgtfy.com]
Join the SDF Public Access UNIX System today!
(Score: 2) by Anal Pumpernickel on Sunday December 27 2015, @06:06PM
Just carry around as much as you need at that time, and don't live in fear.
(Score: 1) by Francis on Monday December 28 2015, @12:50AM
Sort of, the mugger has no idea how much money you have in your wallet, only that you're in a place where they can mug you. I remember from my time in China that it was a good idea to always have at least 300 RMB on you in case you were mugged. Those muggers sometimes have to camp out a spot for days for somebody to come by and you want to make sure you've got enough that they don't get pissed and cut you up a bit.
But, in general, keeping the amount of money you carry to an amount you can afford to lose is a good idea. That way, you just hand over the wallet and greatly reduce the likelihood of being killed or hurt. Most of the time muggers are just looking for money or something to fence, and if you give it to them they just run off. Ultimately, it's just money, certainly nothing valuable enough to get killed for, we're not talking rapists or kidnappers here.
(Score: 4, Informative) by looorg on Sunday December 27 2015, @01:12PM
Reading the article in the NYT I note that this was a very big city centric article (Stockholm, Stockholm != Sweden, it's just the capital), sort of like NYC isn't all of America. If the ABBA museum doesn't accept cash as payment they could be breaking the law. Doubtful that anyone will report them or make an issue of it but still that would or could be an option. It's not really worth a visit anyhow - The museum of Alcohol is pretty much next door and is more interesting, still not as interesting as the Army Museum (easily the best in town). Several county councils, in charge of hospitals among other things, tried to enforce some no-cash policy but they got slapped down. They have to accept cash while a private business, like the ABBA museum, could in theory skate on the issue.
... students said they almost exclusively used cards and electronic payments. “No one uses cash,” said Hannah Ek, 23. “I think our generation can live without it.” The downside, she conceded, was that it was easy to spend without thinking. “I do spend more,” Ms. Ek said. “But if I had a 500 krona bill, I’d think twice about spending it all.” (Five hundred kronor is about $58.)
I found this to be the most interesting paragraph in the article. "I Spend more" and if she had cash she would think twice. Spending physical money "hurts" somehow and it becomes easy and you don't think as much if it's just a digital transaction.
http://www.riksbank.se/en/Press-and-published/Notices/2014/Economic-Commentary-Does-cash-have-a-future-as-legal-tender/ [riksbank.se]
Cash as legal tender in Sweden.
https://www.getswish.se/ [getswish.se]
This is the application that they are talking about. Since it's swedish only and if you don't speak or can read that the site is kind of pointless but in essence it ties your phone and phone number (cell) to your bank-account. All the big banks of the country came together and pushed that out. It is fairly convenient. Sending cash to other people is pretty much just a few clicks, transactions goes thru in a less then a minute. People get a fit tho when it, the service, goes down for a few hours, it has happened a few times. It's a bit of a pain tho since upgrades to phones tend to break the app and you have to re-install and such. I personally don't use it, I didn't really see the point - cash or cc works.
http://www.armemuseum.se/languages/english/ [armemuseum.se]
Army Museum, better then the ABBA museum.
http://www.nytimes.com/2015/12/27/business/international/in-sweden-a-cash-free-future-nears.html?_r=0 [nytimes.com]
This is the full article of the NYT.
(Score: 1) by Moru on Sunday December 27 2015, @08:02PM
Yes cash works but the banks hardly handles cash any more. If you have a small sports club doing competitions and other revenue it's almost impossible to get rid of the cash again. Banks don't accept money unless you pay for an expencive business account for cash-deposit.
(Score: 2) by looorg on Monday December 28 2015, @03:11AM
I know. It sort of boggles the mind that a BANK doesn't want cash or money. They have become more like sales-offices for services I don't want or need. One of the smaller niche banks could probably be more cash friendly. Have you tried FOREX? From what I know they tend to be okay with cash deposits and transactions.
(Score: 5, Insightful) by Unixnut on Sunday December 27 2015, @01:56PM
This is a bad development, for too many reasons to type here, but I will list some. Sorry for the length, it would have been even longer if I went into full detail :-)
1. As mentioned, the loss of anonymity is quite something. It doesn't have to be due to tax avoidance reasons, some people may not want others to know they have been shopping at adult stores, or how often they buy certain medicines, which causes they donate to, etc... People have a right to not be tracked all the time. They are not cattle, they are sovereign beings with rights.
2. Security, a hackers heaven, etc.... Also mentioned in TFS.
3. Bugs. Once on new year there was a bug in my banks year end batch processing code. The bug rendered all accounts frozen. As a result an hour before new year, I was stuck in a petrol station unable to pay for fuel I put in the tank, because my cards would not work. I sat there for more than an hour until the people caved in, and I gave them an IOU to pay when my card works again. Waste of my time, missed the new year, and arrived to the party late. If I had cash, it would have been no problem.
4. Budgeting. I used to be completely cash free. However I had trouble reining in my spending. I would just compulsively buy stuff, and use my card. Hell, when contactless came into being it was even more convenient to spend your money without thinking. Every month I would get my statement, and then would wonder where all my money went. Have to go through so many small transactions, usually with unhelpful descriptions, and try to remember what it was, or if it was even me. Someone who cloned my card could probably take 10-50 euros out of of my account every month and I would not be sure enough of the transactions to challange the bank about it.
To solve the above, I went full 180. I am now 100% Cash only. I take out 150 euros a week, on Monday, and I know exactly how much I spend. I am also aware of the money. It isn't just digits changing in a far away account, I see my cash reduce as the week goes on. It makes me think frugally, and not just spend money frivolously. It also really cleaned up my statement. I now get a simple statement with 4-5 entries, stating the cash. Any other entries are automatically suspect. Yes, I don't have an itemised breakdown of what I spent the money on, but truth be told I couldn't find that out before, and I don't really care. As long as I gave it a thought when I was buying it (which with cash, I would), it didn't matter shortly after.
Really going cash only was the best thing I ever did, and helped me get control of my finances and reduced my management overhead. It also altered my attitude to money, so I ended up saving so much, that I could buy a nice car and place a deposit on a flat.
However there are other, more general things I would like to draw you attention to:
3. Money in the bank is not your money anymore. Any money you deposit in a bank in an unsecured loan to that bank. That means that your account holds how much money your bank promises to pay you on request. It can deny that request, or it may just say it will pay you half. This has already happened, look at Cyrprus, and Greece, where banks basically took a percentage out of your account, not to mention bank holidays, and limiting or denying withdrawls completely.
Cash is yours, yes it can be inflated away by governments printing, but that is a long slow process. You can't just wake up one day and find your money unavailable (hyperinflaction a-la weimar Germany nonwithstanding, but those are abnormal societal conditions).
4. Money that is not in your hands is not in your control. Therefore it is the control of someone else, who can deny you access. This can be the bank as in point 3, or the goverment can order your accounts frozen because they saw you at some protest march they disapprove of. In a cashless society that would be a death sentence. With cash, you would still have somewhere to turn to, even if it to do small jobs for cash only. It would be something to survive on.
5. There is talk in the EU of imposing negative interest rates. The financial crisis is reaching a point where even zero interest rate policies are not having the desired effect. As long as 100 euros in the bank is equivalent to 100 euro in cash, people will generally keep it in the account. It is seen as safer, more convenient, etc... by them. However if the government set negative interest rates, and people found that they money in their money would decrease every month just by sitting there (you are essentially paying the bank for the privilege of lending them money), they would preserve their wealth by taking cash out of the banks and stuffing it under their mattresses. This would cause a bank run and possibly a collapseof banks.
That is why governments don't just help themselves to the money in your accounts. However in a cashless society people would have no recourse. The government can take as much as they want a month, and it would be very much a case of "Use it or lose it" for people. They can't just take it out and stick under the matress. I suspect this, and the ability to track/control people via cutting off their ability to function , is the main reasons governments are pushing so much for cashless societies.
Also, the above would not really help stop bribes/criminals/terrorism/tax avoidence/boogeyman du jour. The underground would just switch to something else. I would imagine first they would switch to foreign currency that is still paper based (USD/YUANS/GBP/RUBLES/whatever). I doubt the whole would will switch to cashless anytime soon. After that they can switch to diamonds, gold/silver coins, rare artworks, classic cars, anything that has an agreed value and can be bartered.
This would really affect the law abiding public, in the lower/middle rungs. It is a large power grab disguised as a benefit for the targets. So much would be lost in freedom, privacy, security and control over ones on life, that I can only imagine ignorant or stupid people would wish for such a future.
That Sweden is at the forefront of this push doesn't surprise me. Went there a year or so ago, lovely place on the surface, but probably the most messed up place on earth. Definitely the most messed up place I have ever visited. Could never imagine living there, I think I would find it hell. Thank god Finland is next door, to inject some (in)sanity into the area. I guess this means in future I won't be visiting Sweden either, unless they allow cash for tourists, but that is no big loss. I just hope the cashless trend doesn't spread further.
(Score: 3, Disagree) by PizzaRollPlinkett on Sunday December 27 2015, @03:28PM
The people who steal your cash also like the anonymity of cash. Carrying wads of cash always makes me nervous. At least with a CC, you can challenge fraud and have some recourse. I've never understood why people want to hoard gold for a crisis. People would just steal it at gunpoint if you walked around with it. What would you do with a bar of gold, anyway? Exchange it for a loaf of bread?
(E-mail me if you want a pizza roll!)
(Score: 0) by Anonymous Coward on Sunday December 27 2015, @04:30PM
You can take some simple steps to protect your wad of cash.
(1) Carry a decoy wallet with just a couple of bills, your credit cards, etc in it.
(2) In the home don't keep your horde in the bedroom no matter how well concealed - everybody keeps their valuables in the bedroom so that's where the thieves go first. Put it in an old cardbord box full of junk in the basement or the garage.
(Score: 4, Funny) by isostatic on Sunday December 27 2015, @05:52PM
Carry a decoy wallet with just a couple of bills, your credit cards, etc in it.
Ahh yes, like the scam going on in car parks over the last few months
Two very good-looking 20-21 year-old girls of eastern European origin come over to your car as you are packing your shopping into the boot. They both start cleaning your windscreen, their breasts almost falling out of their skimpy T- shirts. When you thank them and offer them a tip, they'll say 'No' and instead they ask you for a lift to another supermarket. You agree and they both get in the back seat.
On the way there, they start undressing, until both are completely naked. Then, when you pull over to remonstrate, one of them climbs over into the front seat and starts crawling all over your lap, kissing you, touching you intimately and thrusting herself against you, while the other one steals your wallet!
I had my wallet stolen on September 4th, 9th,10th, twice on the 15th, 17th, 20th, 24th and 29th. Also on October 1st, 4th, 6th, 9th and 10th and twice yesterday.So please warn all the older men you know to be on the lookout for this scam.
(Score: 0) by Anonymous Coward on Sunday December 27 2015, @07:51PM
That does sound horrible!
(Score: 0) by Anonymous Coward on Monday December 28 2015, @02:34AM
Will these prostitutes stop at nothing?
The answer, of course, is: Yes.
(Score: 2) by Runaway1956 on Sunday December 27 2015, @06:44PM
Don't put your money in Mason jars, and bury them out beside the barn, either. Father in law did that very thing, and we'll never know if we found all of his jars. Some of his jars didn't seal very well, either, and the currency was useless. Steel pennies were also useless, when the jars didn't seal. In all the time I knew the old man, I never had a bad word to say about him, but I could have kicked him in the arse when I found a Mason jar full of rotten, crumbling paper currency.
R.I.P, Edward - the money wasn't all that important.
(Score: 2) by GungnirSniper on Monday December 28 2015, @03:29AM
This would be a swell topic for a submission along with Imgur uploads of any photos you took.
Tips for better submissions to help our site grow. [soylentnews.org]
(Score: 2) by Runaway1956 on Monday December 28 2015, @05:06AM
No, I didn't take any pictures. It's possible that a sister-in-law took some, but if so, they've never made mention of them. I guess I should have taken pictures though. Years to late for that now!
(Score: 0) by Anonymous Coward on Monday December 28 2015, @04:25AM
...don't keep your wealth as paper money.
Northern California couple find $10M worth of rare gold coins buried on their property [ocregister.com]
-- OriginalOwner_ [soylentnews.org]
(Score: 1, Redundant) by isostatic on Sunday December 27 2015, @05:50PM
People who hoard gold seem to think they'll be able to defend themselves as they have a few guns. The bad guys who are organised, have more guns, catching you by surprise, and have fewer moral qualms over shooting people, and only have to win once, will always be vanquished. Those that simply defend their property, don't accidentally shoot the neighbour who's coming to trade some clean water for a little ammo, etc, will win, time and time again, and in this distopian future they're hoping for, everyone will be enthralled by a metal that's only real use is in modern electronics (which of course will no longer exist)
(Score: 5, Insightful) by Anal Pumpernickel on Sunday December 27 2015, @06:30PM
The possibility of having your money stolen is far less worrying than a society where everything you buy is tracked.
(Score: 2) by Nuke on Sunday December 27 2015, @10:34PM
Carrying wads of cash always makes me nervous.
So only carry what you need for the day. You must have a very expensive lifestyle if you would need to carry "wads" of cash for your day. By all means use a CC for the bigger purchases however. It's horses for courses - cash is the best for smaller purchases or ones you don't want your wife to know about.
At least with a CC, you can challenge fraud
Challenge the fraud as much as you like, and good luck with that. There is no such thing as fraud with cash itself - theft maybe, but not fraud. There are fraudulent transactions of course, such as buying wine and finding water, but whether it was bought with cash or a CC would be irrellevant to the case.
I've never understood why people want to hoard gold for a crisis.
Because it is one of the few things recognised as having value by all societies at all times in recorded history. After the nuclear holocaust or bank-crash their bits of gold will still be currency but your CCs and dollar bills will not.
(Score: 2) by Nerdfest on Sunday December 27 2015, @03:49PM
Is it possible to pay with BitCoin, or perhaps buy a debit card with BitCoin? There are still usually ways to provide anonymity.
(Score: 5, Insightful) by Unixnut on Sunday December 27 2015, @05:28PM
Bitcoin isn't anonymous. In fact all transactions are public. What is anonymous is the wallet address, which, if you ever go buy something in person, or have it delivered to your address, or use your home IP address, or otherwise expose your identity with, then the public ledger to that address is associated with yourself.
Yes, you can create multiple addresses, use money laundering services, VPN/TOR/internet cafe, etc... but it is a law of diminishing returns, and quite frankly it is harder to stay anonymous online than it is to show up somewhere with a wad of cash and make your purchase.
(Score: 0) by Anonymous Coward on Sunday December 27 2015, @11:20PM
Gift credit cards. Pay in cash. Get someone who does not care to buy it.
(Score: 2) by urza9814 on Monday December 28 2015, @07:53PM
So...are we going to start seeing roadside beggars with iPhones and one of those square readers? That's where most of my cash goes these days -- children, charities, and "homeless" guys. How does someone without a bank account go cashless?
There will always be *some* use for money that can be stuffed in a safe or under a mattress...